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Loan Products

Helm Bank USA offers interesting loan alternatives that helps you establish credit history in the United States.

Mortgages

The Bank offers several mortgage programs for the purchase of residential properties in the State of Florida, either for use as primary residence or as second homes, with competitive rates, a quick approval process and terms of up to 30 years.

Second Mortgages and Home Equity Lines of Credit (HELOCs)

Available as term loans or as revolving lines of credit for personal or for business purposes using the available equity in your property.

Car and Truck Loans

Special loan program designed specifically for foreign customers with little or no credit history in the U.S. for the purchase of new or used cars. We also finance the purchase of new or used heavy trucks for owner-operators.

Commercial Real Estate Loans

We finance condo warehouses and other investment and income producing properties. We also offer construction loans on a selected basis.

Commercial Loans and Trade Finance

Account Receivables and Inventory financing; Business Working Capital lines of credit. We provide commercial and standby letters of credit in support of import / export activities.

Helm Bank USA Visa Credit Card

Helm Bank USA offers you a U.S. issued Visa Gold and Platinum credit card accepted worldwide for your personal and corporate needs, with low rates and low annual fees.

Unlimited FDIC Insurance for eligible Consumer & Business Checking and NOW Accounts.