Tailored solutions

Business Lending

Our tailored solutions include a full range of loan structures and competitive rates to help you acquire, expand, renovate or refinance new projects.

Commercial Real Estate Loans: We finance condo warehouses and other commercial properties, as well as construction loans on a selected basis.

Trade Finance: We provide commercial and Standby Letters of Credit to support the financing of international trade and guarantee obligations with third parties.

Here are some advantages of financing with us:

Commercial Real-Estate

Condo Warehouse


Construction loans on a selected basis

Trade Finance


Credit lines

Letters of Credit

Standby Letters of Credit
Documentary Payment

Business Auto-Loans 

Finance of new and used vehicles for foreign nationals with no credit history in the U.S.

Fast approval within 1 or 2 business days

No prepayment penalties

Opportunity to establish credit history in the U.S.

Notice on Real Estate Ownership Restrictions for Non-US Persons Domiciled in Foreign Countries of Concern

This notification is only for your information and does not constitute legal advice.
On May 8, 2023, Florida Governor Ron DeSantis signed several new laws regarding property ownership
restrictions for (i) persons domiciled in Foreign Countries of Concern and that (ii) are not U.S. citizens or green card holders. These persons are defined under the new laws as “foreign principals”. Under  Florida law, a person´s domicile is in the place where such person intends to make a permanent home, and foreign countries of concern include:
  • People’s Republic of China
  • Republic of Cuba
  • Islamic Republic of Iran
  • Democratic People’s Republic of Korea (North Korea)
  • Russian Federation
  • Syrian Arab Republic
  • Venezuela    
If these laws apply to you and you currently own a real estate property acquired before July 1, 2023, you must register with the Florida Department of Economic Opportunity (“DEO”) by December 31, 2023.  The registration must include: (1) the name of the owner of the real property, or the owner of the interest in such real property, (2) the address of the real property, the property appraiser’s parcel identification number, and the property’s legal description. Foreign principals, as that term is defined by the new laws, that acquire certain properties on or after July 1, 2023, also must register their properties with the DEO within 30 days of closing.  
Currently, the DEO registration system is not available. Therefore, if you need information or advice on how to proceed, we recommend you to consult with legal counsel.  Failure to complete this registration on time can lead to fines of $1,000 per day from January 31, 2024.  The penalties are harsh, and the State of Florida can even seize property for failure to comply with these laws

Get in touch with our loan officers for personalized consultation and support

Our Team


Senior Vice President - Chief Lending Officer: 
Mari Blanco
NMLS ID: 511048
Language: English / Spanish
Phone: +1 (786)-626-9872

Vice President - Business Development Officer:
Angélica Chavarria
NMLS ID: 1374094
Language: English / Spanish
Phone: +1 (786)-626-9740

Business Development Officer:
Jacqueline Soares
NMLS ID: 928011
Language: English / Spanish / Portuguese
Phone: +1 (786)-626-9729

Business Development Officer:
Carlos Peña
NMLS ID: 432858
Language: English / Spanish
Phone: +1 (786)-338-1733

Business Development Officer:
Lorena Joya
NMLS ID: 2333663
Language: English / Spanish
Phone: +1 (786) 919-8274

 Assistant Vice President – Commercial Lending Officer:
Layonel Lopez De Queralta
NMLS ID: 1543369
Language: English / Spanish
Phone:+1 (786) 919-8273


Vice President - Consumer Loan Manager:
Guillermo (Willy) Cobos
NMLS ID: 511049
Language: English / Spanish
Phone: +1 (305)-329-7223

Vice President - Consumer Loan Manager:
Gustavo Borges
Language: English / Spanish / Portuguese
Phone: +1(305) 379-4356 Ext. 7301