
Lending options that fit your everyday banking needs
Personal Lending Services
At Helm Bank USA, we offer competitive rates, a quick approval process and personalized attention.
Here are some advantages of financing your loan with us:
- Mortgage programs for foreign nationals and domestic clients.
- Opportunity for international clients to establish credit history in the U.S. through our lending programs.
- Personalized assistance from our Business Development and Loan Officers to help you select the best financing options.
Interested in purchasing Real-Estate?
Mortgages
Purchase or refinancing of primary residences, secondary homes, and investment properties.
Adjustable Rate Mortgages with a fixed rate program of three,five,seven or ten years.
Auto-loans
Finance of new and used vehicles for foreign nationals with no credit history in the U.S.
Calculate your estimated loan payment for your cars using our financial calculator for auto-loans.
Learn more about our mortgage program
Mortgage Loans
Learn more about our mortgage program
For clients who are looking to invest in real estate in Florida or who want to refinance their mortgage, our loans are a great option:
- Long-term loans with globally competitive rates
- Opportunity to purchase residential and commercial properties
- Cash-out refinancing option
- Non warrantable condos for both foreign nationals and domestic clients
WHO IS ELIGIBLE TO APPLY?
- Domestic individuals, residents or foreign nationals interested in diversifying their investment portfolio or in refinancing their current mortgage.
- Business owners in a personal capacity or on behalf of the business
- Companies
Residential Lending Financing Options
- Fixed Rate and Adjustable-Rate Mortgage Loans offered
- Fully amortized loans
- Competitive interest rates in the international market
- No prepayment penalty for par rates
- Our clients can also rely on us for fixed-rate loans with different payment terms
Credit approval required.
Learn more about our auto-loans program
Auto-loans
Our auto loans are an excellent option for domestic or foreign national clients interested in purchasing a vehicle:
- Fast approval in 1 or 2 business days
- No prepayment penalties
- Opportunity to establish credit history in the U.S.
Non-residents, foreign nationals and U.S. residents with limited or no credit history may apply.
What are the rates and term lengths of our auto loans?
Loan Amount of $20,000 used in the examples below
One of our Business Development and Loan Officers will personally assist you in selecting the best financing option that fits your needs, whether it is to purchase your first home, your vacation home, investment property, or car.
Your actual rate, payment, and costs could be higher, before requesting a loan use our financial calculator to get a loan estimate.
Mortgages
V.P. - Senior Vice President - Chief Lending Officer:
Mari Blanco
NMLS ID: 511048
Language: English / Spanish
Email: mari.blanco@hemlbankusa.com
Phone: +1 (786)-626-9872V.P. - Business Development Officer:
Angélica Chavarria
NMLS ID: 1374094
Language: English / Spanish
Phone: +1 (305)-329-7229
Business Development Officer:
Jacqueline Soares
NMLS ID: 928011
Language: English / Spanish / Portuguese
Phone: +1 (786)-626-9729
Business Development Officer:
Carlos Peña
NMLS ID: 432858
Language: English / Spanish
Email: carlos.pena@helmbankusa.com
Phone: +1 (786)-338-1733
Auto-Loans
V.P. - Consumer Loan Manager:
Guillermo (Willy) Cobos
NMLS ID: 511049
Language: English / Spanish
Phone: +1 (305)-329-7223
Consumer Loan Officer:
Ulises García
Language: English / Spanish
Phone: +1 (305)-329-7301