Choose a credit card that works for you

Helm Gold and Helm Platinum

 
Helm Bank USA offers U.S. issued Visa Gold and Platinum credit cards for personal accounts. When travelling internationally, enjoy the following features and benefits:
 
Rewards Program: Earn points on every day purchases with our Extra Awards program and redeem them for travel, merchandise, gift cards or cash via an easy-to-navigate web portal. 

MyCardRules: Whether you tap, insert, or use the magnetic stripe for your credit card transactions, you can download the MyCardRules™ app to control how, when, where and who uses your card.
 
Digital Wallet: Coming soon, add your credit card to your digital wallet for easy in-store or in-app mobile purchases.
 

Features & Benefits


EMV Chip Technology

Enjoy a safe and secure transaction with EMV chip-enabled credit cards. This technology protects against fraudulent transactions when your card is used in a chip-enabled terminal.
 

Contactless Technology

Make checking out quick and easy: The tap-and-go process usually takes less than a second, which is quicker than inserting a chip card—and faster than using cash. All you need to do in the checkout line is Look, Tap, Pay.
 
 
 
 
 

Helm Gold

Minimum credit amount: $2,000.00 

Rewards  Program:
  • Travel
  • Merchandise
  • Gift Cards

Helm Platinum

Minimum credit amount:
$5,000

Rewards Program:
  • Points to Cash
  • Travel
  • Merchandise
  • Gift Cards
 
 
 
 
 
 
 
 

Leverage your spending

Your Extra Awards Program

 With our Extra Awards program you can earn on everyday purchases. Choose from cash back, travel rewards, merchandise and gift cards. Swipe below for the complete list of rewards:

Points to Cash

Redeem your points into cash and apply them to your Platinum card balance or convert them into a direct deposit to your Helm Checking or Helm Savings account.

Travel

Use your credit card points to enjoy your travel experience.

Merchandise

Shop on thousands of e-commerce providers via your Extra Awards portal.

Gift Cards

Shop for a variety of merchant gift cards using your points.
 
 
 
 
 
 
 
 
 

Personal Credit Card FAQ'S

If your card is lost, stolen or damaged please contact The Hot Card Support Center at +1(855)-293-2458 for domestic calls and +1(206)-352-4401 for international calls.