Choose a credit card that works for you

Helm Gold and Helm Platinum

Helm Bank USA offers U.S. issued Visa Gold and Platinum credit cards for personal accounts. When travelling internationally, enjoy the following features and benefits:

Rewards Program: Earn points on every day purchases with our Extra Awards program and redeem them for travel, merchandise, gift cards or cash via an easy-to-navigate web portal. 
Digital Wallet: Add your Helm Gold and Helm Platinum Credit Card to your digital wallet for easy in-store or in-app mobile purchases.
DX Online: Manage your credit card account in a more convenient and efficient way. DX Online provides a simplified experience, improved navigation, and better viewing from your mobile or tablet devices.

Features & Benefits

EMV Chip Technology

Enjoy a safe and secure transaction with EMV chip-enabled credit cards. This technology protects against fraudulent transactions when your card is used in a chip-enabled terminal.

Contactless Technology

Make checking out quick and easy: The tap-and-go process usually takes less than a second, which is quicker than inserting a chip card—and faster than using cash. All you need to do in the checkout line is Look, Tap, Pay.

Digital Wallet

Add your Helm Gold and Helm Platinum and Helm Business Credit Card to your Digital Wallet.  Use Apple Pay®, Google Pay™ and Samsung Pay™ for in-app, online and in-store purchases.

Helm Gold

Minimum credit amount: $2,000.00 

Rewards  Program:
  • Travel
  • Merchandise
  • Gift Cards

Helm Platinum

Minimum credit amount:

Rewards Program:
  • Points to Cash
  • Travel
  • Merchandise
  • Gift Cards

Leverage your spending

Your Extra Awards Program

 With our Extra Awards program you can earn on everyday purchases. Choose from cash back, travel rewards, merchandise and gift cards. Swipe below for the complete list of rewards:

Points to Cash

Redeem your points into cash and apply them to your Platinum card balance or convert them into a direct deposit to your Helm Checking or Helm Savings account.


Use your credit card points to enjoy your travel experience.


Shop on thousands of e-commerce providers via your Extra Awards portal.

Gift Cards

Shop for a variety of merchant gift cards using your points.

Personal Credit Card FAQ'S

If your card is lost, stolen or damaged please contact The Hot Card Support Center at +1(855)-293-2458 for domestic calls and +1(206)-352-4401 for international calls.