
Choose a credit card that works for you
Helm Gold and Helm Platinum
Helm Bank USA offers U.S. issued Visa Gold and Platinum credit cards for personal accounts. When travelling internationally, enjoy the following features and benefits:
Rewards Program: Earn points on every day purchases with our Extra Awards program and redeem them for travel, merchandise, gift cards or cash via an easy-to-navigate web portal.
MyCardRules: Whether you tap, insert, or use the magnetic stripe for your credit card transactions, you can download the MyCardRules™ app to control how, when, where and who uses your card.
Digital Wallet: Coming soon, add your credit card to your digital wallet for easy in-store or in-app mobile purchases.
Features & Benefits
EMV Chip Technology
Enjoy a safe and secure transaction with EMV chip-enabled credit cards. This technology protects against fraudulent transactions when your card is used in a chip-enabled terminal.
Contactless Technology
Make checking out quick and easy: The tap-and-go process usually takes less than a second, which is quicker than inserting a chip card—and faster than using cash. All you need to do in the checkout line is Look, Tap, Pay.
Create an account and start earning points with Extra Awards
Already using Extra Awards?
Helm Gold

Minimum credit amount: $2,000.00
Rewards Program:
- Travel
- Merchandise
- Gift Cards
Helm Platinum

Minimum credit amount:
$5,000
Rewards Program:
- Points to Cash
- Travel
- Merchandise
- Gift Cards